Family Mediation North East
Family Mediation North East
CONTACT CENTRES
CONTACT CENTRES
WELFARE BENEFITS
WELFARE BENEFITS
WELFARE BENEFITS
WELFARE BENEFITS
DEBT ADVICE
At Pax Mediation, we understand that financial difficulties, including debt, can place a significant strain on families and relationships. Whether you’re facing separation, divorce, or general family financial challenges, our experienced FMCA-accredited family mediators are here to guide you toward practical solutions for resolving disputes and managing debt-related concerns.
This page offers insights into how mediation can assist with financial challenges and debt, alongside resources for accessing trusted debt advice and support services across the UK.
HOW DEBT CAN IMPACT FAMILIES
Debt can create significant stress and tension within families, often leading to disagreements and conflict. Common financial challenges families face include:
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Managing joint debts after separation or divorce.
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Deciding who is responsible for loan repayments or credit card debt.
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Budgeting for household expenses while meeting debt obligations.
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Supporting children financially during times of financial strain.
Mediation provides a neutral and constructive space to address these challenges, helping families find solutions that work for everyone.
Learn more about financial mediation here.
HOW MEDIATION CAN HELP WITH DEBT ISSUES
Family mediation is a cost-effective and collaborative way to resolve financial disputes, including those related to debt. Here’s how mediation can help:
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1. Addressing Joint Debts
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Determine responsibility for joint loans, credit cards, or mortgages.
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Agree on repayment plans to manage debts fairly.
2. Budgeting Discussions
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Develop realistic household budgets that account for debt repayment.
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Ensure financial stability for children and other family members.
3. Avoiding Court Costs
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Mediation helps families avoid costly and lengthy court battles, allowing you to focus on resolving financial issues.
Book your MIAM today to address financial and debt concerns.
DEBT ADVICE RESOURCES
While mediation focuses on resolving disputes and creating agreements, you may also need additional support to manage your debt. Here are trusted organisations that offer free debt advice and assistance:
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StepChange Debt Charity. Provides free advice and solutions for managing debt, including repayment plans and budgeting support. Visit StepChange here.
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Citizens Advice. Offers free advice on managing debt, budgeting, and accessing benefits to alleviate financial stress. Learn more from Citizens Advice here.
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National Debtline. A free, confidential helpline that provides expert debt advice and practical solutions. Call 0808 808 4000. Visit National Debtline here.
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Turn2Us. Helps individuals access grants, benefits, and other financial support to manage debt and living costs.
Learn more about Turn2Us here.
LEGAL AID OR DEBT AND MEDIATION
If you are experiencing financial difficulties, you may qualify for Legal Aid-funded mediation, which can help you resolve disputes without additional financial burden. Legal Aid covers:
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Initial Mediation Information and Assessment Meetings (MIAMs).
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Joint mediation sessions focused on financial and debt-related concerns.
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Support for creating legally binding agreements.
Find out if you qualify for Legal Aid here.
WHY CHOOSE PAX MEDIATION?
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Experienced Mediators. Our team of FMCA-accredited family mediators specialises in resolving financial and family disputes, including those related to debt.
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Cost-Effective Solutions. Mediation is typically faster and more affordable than court proceedings, helping you save time and money.
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Child-Focused Approach. We prioritise the well-being of children in all discussions, ensuring financial arrangements meed their needs.
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Comprehensive Support. We provide guidance throughout the mediation process and connect families with trusted debt advice services when needed.
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Learn more about our financial mediation services here.
“Mediation helped us come to an agreement about our joint debts. The process was clear, supportive, and much less stressful than we expected.”
“The mediator provided a calm space to discuss our financial challenges. It made a big difference for our family.”
"Mediation helped us resolve disputes and, with debt help, we found a way to manage finances and reduce stress."
STEPS TO RESOLVE DEBT ISSUES WITH MEDIATION
1. Contact Us
Call, email, or fill out our online referral form to book a Mediation Information and Assessment Meeting (MIAM).
2. Discuss Your Financial Concerns
During the MIAM, our mediator will assess your situation and explain how mediation can help resolve debt-related disputes.
3. Start Mediation
Once all parties agree, we’ll schedule mediation sessions tailored to your family’s financial needs.
Take Control of your Family's Financial Future
At Pax Mediation, we’re here to help families navigate financial disputes, including those related to debt, with professionalism and care. Let us support you in finding fair, practical solutions to ensure a stable and secure future.
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Contact Us Today